A bank statement program is an alternative to a traditional mortgage program where the borrower is typically required to submit two years’ worth of filed Federal income tax returns. ChallengeSelf-employed borrowers looking to qualify for
Over ten million people in the United States are self employed. These hard-working business owners, contractors, entrepreneurs, and investors need mortgage loans just like everyone else. Unfortunately, many assume the process will be difficult, complicated,
Is a bank statement loan right for you? While this article can’t provide a final answer, it can provide some context on whether or not this is the right mortgage for your purchase. A bank
Asset-utilization loans are important for a wide variety of borrowers. This article will explain the details and describe some of the reasons why you may benefit from the program. Borrowers, like people, don’t fit into
Bank statement loans can create a path to mortgage financing when other options fall short. With high loan limits, reasonable downpayment requirements, and flexible application terms, these loans are ideal for many people, especially the
When you go through the mortgage process, there are many steps involved. As we have discussed in previous blog articles, you’ll need to complete steps such as pre-qualification and pre-approval. But there is also a
This article will explain the important documents you’ll need if you want to use an asset mortgage on your next home purchase. There are many ways to qualify for a mortgage loan. You can, like
Although the industry is growing, cannabis industry home loans remain difficult to secure. This article will discuss the documents you’ll need to complete one of these loans. The cannabis industry is growing larger every year.
When you are seeking a mortgage, there are many options available. One of the most popular is a “W2 mortgage.” These loans, which are a common option for salaried and wage-earning employees, could help you
If you are a business owner or a self-employed professional, you have very different needs for mortgage lending. The typical documents used in a mortgage application, such as paystubs and tax returns, often don’t apply
For most people, using traditional income documents, such as paystubs and tax returns, is the best (and possibly the only) way to qualify for a loan. But for others, these documents are either incomplete or
Chad Baker
Originating Branch Manager
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