closing costs Archives - San Diego Purchase and Refinance Loans

by Chad Baker February 15, 2022

5 Reasons Why a VA Loan is Perfect for San Diego

With one of the nation’s largest concentrations of active-duty service members and veterans, San Diego is a military town. Many sailors, soldiers, Marines, and Guard members are stationed in our city. A fair portion, seeing how great it is to live in…

The Pros and Cons of Waiving Contingencies

by Chad Baker May 27, 2021 0Comments

In the current real estate market, aspiring homebuyers are looking for any advantage. Homes are selling fast; thanks to a limited inventory, pent up demand, and soaring home prices , buyers are trying a variety of strategies to increase their chances of…

When is an Interest Rate Reduction Worth Refinancing?

by Chad Baker April 1, 2021 0Comments

Is it worth refinancing for a 1%, .5%, or .25% interest rate reduction? This article will help you make the best decision. If you pay any attention to the real estate market or the mortgage industry, you’ve inevitably heard that interest rates are…

4 Critical Questions to Ask Yourself Before You Refinance

by Chad Baker October 2, 2020 0Comments

As homeowners, we are often pressured to refinance our mortgage. We see advertisements about falling interest rates and we’re told that if we don’t refinance right now, this “once-in-a-lifetime” opportunity will pass forever. To be certain, refinancing can be extremely…

How to Have a Stress-Free Closing on Your Home Purchase

by Chad Baker September 30, 2020 0Comments

You can have a stress-free closing on your next purchase. It doesn’t have to be filled with frustrations, but with so many details to consider, including neighborhood, square footage, home features, room count, and value vs purchase price, it can…

The “Hidden Costs” of Purchasing a Home

by Chad Baker September 2, 2020 0Comments

What an exciting time! You have saved a nice pile of money, worked with a lender and a real estate agent, searched the area for top-quality homes, and finally found the perfect place to grow your future. Buying a home…

Essential Facts About FHA Loans That You Probably Don’t Know

by Chad Baker October 24, 2019 0Comments

The Federal Housing Administration is one of the most important government institutions for the real estate and mortgage industry. This organization is involved in many different facets, but their most important and well-known task is supporting “FHA loans.” While most people,…