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Tag: Credit rating

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by Chad Baker February 15, 2022

5 Reasons Why a VA Loan is Perfect for San Diego

With one of the nation’s largest concentrations of active-duty service members and veterans, San Diego is a military town. Many sailors, soldiers, Marines, and Guard members are stationed in our city. A fair portion, seeing how great it is to live in…

DACA Dreamers Can Now Use FHA Loans

by Chad Baker February 2, 2021 0Comments

In late January of 2021, the FHA made a formal announcement that individuals classified under the “Deferred Action for Childhood Arrivals” are legally permitted to receive mortgages supported by the FHA . Previously, this national benefit was in question, but as long…

The Difference Between Loans for Investment Properties and Home Loans

by Chad Baker December 29, 2020 0Comments

Mortgage loans for personal property are fairly common, and most people understand the purpose and basic details behind this financing. Loans for investment property, on the other hand, are a little different. Fewer people use them, which means fewer people…

Navy ship sitting in dock

Busting the Top 11 VA Loan Myths

by Chad Baker December 24, 2018 0Comments

There’s a lot of false information about VA loans. We often talk with people who have misconceptions about these loans, so we’d like to help by shedding light on a few common VA loan myths. Top 11 Myths of VA Loans …

Young couple looking at home with real estate agent

12 Unmistakable Signs That You Are Ready to Buy a Home

by Chad Baker October 5, 2018 0Comments

Homeownership is an important part of American prosperity . It provides secure, consistent housing and, because a mortgage payments become real ownership, acts as a forced savings account. It allows you to take pride in your property and lets you…

Black calculator with red buttons

What Every Borrower Needs to Know About “APR”

by Chad Baker July 27, 2018 0Comments

Whether you are borrowing money for a new fridge or a million-dollar home, you will likely come across the term “APR.” You hear it on auto commercials and on signs for furniture stores; you’ll also see it when researching mortgages. While…

Preparing for a Jumbo Loan: Everything You Need to Know

by Chad Baker April 4, 2018 0Comments

If you are looking for a large luxury home in the San Diego area, you may need to borrow more money than is allowed by government-backed loans. This means a jumbo loan could be required. Jumbo loans allow borrowers to…

Negative Credit Information: It Won’t Last Forever!

by Chad Baker March 14, 2018 0Comments

While you can obtain a home mortgage loan without one, the credit score remains one of the most important factors for most buyers in the United States. In order to get an affordable loan, most buyers will need a good credit…