Update: As of 2021, the IRS has switched to new documents for income validation. Instead of 4506-T, they are using 4506-C. See our latest article for updated information. Requesting information from the IRS can seem
“Derogatory credit events,” as Fannie Mae calls them, can significantly harm your chances at a home loan. But with a little knowledge and a bit of patience, you can get an affordable loan for the
Say you just received an offer for employment, giving you a significant income boost. With this new income, you’ll be able to finally afford the outstanding home you have always wanted. You’re ready to start
Fannie Mae is an important part of the American real estate market. This government-backed company doesn’t provide loans, but instead purchases mortgage loans from lenders, which can include banks, credit unions, and mortgage companies. The
Owning multiunit properties is one of the best ways to increase your income and create a strong foundation for your financial future. These units can be expensive, which makes ownership difficult for many people. Fortunately,
To help support the real estate market across the country, the United States government has create a wide variety of programs and agencies. While you can certainly find a mortgage that does not include any
Are you having trouble getting qualified for an affordable loan? If you have a renter or roommate, you may be able to use their contributions towards approval. The process can be tricky, but with the
Multiunit properties are becoming a popular way to purchase a home and invest in your financial future. By providing both a roof for you and your family, as well as a rental unit that can
You just found the perfect home for your exact needs. It has the interior layout you love, a large yard for children, and a western-facing view that gives you a front-row seat to vibrant sunsets.
When it comes to homeownership, one of the biggest initial barriers is the down payment. Hoping to generate 20% of the purchase price, many would-be homeowners delay purchasing a home for years. It can be
Renovation loans are an essential part of the real estate industry. While they may not be used in every transaction, these programs often assist with buying and selling, and they can be crucial for increasing
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