When you were working, calculating your income for the purposes of securing a loan was easy. But with retirement accounts, it can be slightly more complicated. However, if you understand the basic math, you can
In a previous article, we discussed the various strategies we can use to establish your income. We feel this is an important topic, and we’d like to revisit the subject by discussing the different people
At our office, we take a special pride in providing a variety of unique loans; options that may not be available with other groups. These loan products allow us to serve many borrowers who would
For the vast majority of borrowers, establishing your income is simple. Take a couple years of tax returns, bring along some paystubs, and the lender can do the rest. Most lending agents and institutions are
By using a different form of information to verify a borrower’s income, bank-statement loans make mortgages available to many people who might otherwise struggle with financing. If you have a unique career, or simply want
If you are retired and need a new home, approval for a mortgage can be difficult. You no longer have a regular income from work, and the income you do receive comes from a wide
Upcoming retirees have a lot to think about. Will their money last through the next three to four decades? Will they find ways to stay both mentally and physically healthy? What European vacation do they
Chad Baker
Originating Branch Manager
NMLS #329451
858-353-8331
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