Loan qualification Archives - San Diego Purchase and Refinance Loans

by Chad Baker August 12, 2021

Simple Tricks to Reach VA Loan Approval

The VA loan is one of the best mortgage options in the industry. While it’s only available to qualifying veterans, VA loan approval allows future homeowners to make the purchase with easier qualification requirements and a low downpayment. Compared to other loans,…

If You Have Student Debt, These FHA Qualification Changes Effect You!

by Chad Baker July 29, 2021 0Comments

Thanks to recent changes, FHA loans with student debt are going to be more accessible to many borrowers. The amount of debt you owe every month is vastly important to lenders. Obviously, they want to know how much you make every month. But…

High Scores Not Needed: Minimum-Credit-Score Jumbo Loans Are Available!

by Chad Baker May 11, 2021 0Comments

One of the biggest myths in the mortgage industry is the belief that you need a nearly-perfect credit score to use a jumbo loan. But as we’ll show, minimum-credit-score jumbo loans are available. The Myth: You Need a High Credit Score…

Luxury house with bricks and green trees and lawn

Avoid Selling Your Property Before Buying a New Home with these 4 Options

by Chad Baker February 22, 2019 0Comments

Moving from one property to another can be stressful enough. With packing, hauling, and organizing, you have enough to deal with as is. But many people worry about selling their property before buying a new home. Because they don’t want…

The Documents You’ll Need for No-Income Investment-Property Loans

by Chad Baker February 6, 2019 0Comments

No-income investment property loans are a wonderful tool for numerous investors across the country. They allow investors under specific circumstances to qualify for loans with greater efficiency and convenience, and allow people to enhance their portfolio, even if they already own multiple…

A fast car represents FHA Streamline refinancing

Accelerate the Process with FHA Streamline Refinancing

by Chad Baker November 14, 2018 0Comments

Intended to make refinancing of FHA loans more convenient and efficient, FHA Streamline refinancing is one of the most beneficial options for homeowners. This is a faster, easier way to get the loan you need, all with less paperwork, fewer qualification requirements,…