The VA loan is one of the best mortgage options in the industry. While it’s only available to qualifying veterans, VA loan approval allows future homeowners to make the purchase with easier qualification requirements and
Thanks to recent changes, FHA loans with student debt are going to be more accessible to many borrowers. The amount of debt you owe every month is vastly important to lenders. Obviously, they want to
One of the biggest myths in the mortgage industry is the belief that you need a nearly-perfect credit score to use a jumbo loan. But as we’ll show, minimum-credit-score jumbo loans are available. The Myth:
Moving from one property to another can be stressful enough. With packing, hauling, and organizing, you have enough to deal with as is. But many people worry about selling their property before buying a new
No-income investment property loans are a wonderful tool for numerous investors across the country. They allow investors under specific circumstances to qualify for loans with greater efficiency and convenience, and allow people to enhance their
Intended to make refinancing of FHA loans more convenient and efficient, FHA Streamline refinancing is one of the most beneficial options for homeowners. This is a faster, easier way to get the loan you need,
If you rent a room to a tenant, you may be able to use their monthly rent checks as qualification for your next home loan. Assuming you can demonstrate that they have lived with you
Texas uses an escrow agent, closing agent, or representative from the title company to complete the real estate transaction. As the borrower, your funds, as well as the purchase contract, are held in escrow by
It’s a very common question when someone starts to shop for housing: “Should I pay off my debt to qualify for a mortgage?” It seems like a yes-or-no question, but unfortunately the answer is fairly
Chad Baker
Originating Branch Manager
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858-353-8331
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