One of the biggest myths in the mortgage industry is the belief that you need a nearly-perfect credit score to use a jumbo loan. But as we’ll show, minimum-credit-score jumbo loans are available.
The Myth: You Need a High Credit Score…
Moving from one property to another can be stressful enough. With packing, hauling, and organizing, you have enough to deal with as is.
But many people worry about selling their property before buying a new home. Because they don’t want…
No-income investment property loans are a wonderful tool for numerous investors across the country. They allow investors under specific circumstances to qualify for loans with greater efficiency and convenience, and allow people to enhance their portfolio, even if they already own multiple…
Intended to make refinancing of FHA loans more convenient and efficient, FHA Streamline refinancing is one of the most beneficial options for homeowners. This is a faster, easier way to get the loan you need, all with less paperwork, fewer qualification requirements,…
If you rent a room to a tenant, you may be able to use their monthly rent checks as qualification for your next home loan. Assuming you can demonstrate that they have lived with you in the past and plan to live…
Texas uses an escrow agent, closing agent, or representative from the title company to complete the real estate transaction.
As the borrower, your funds, as well as the purchase contract, are held in escrow by a neutral party. They…
It’s a very common question when someone starts to shop for housing: “Should I pay off my debt to qualify for a mortgage?”
It seems like a yes-or-no question, but unfortunately the answer is fairly complex and involves many different factors.…