In this article, we’ll discuss a non-contingent offer, the risks, and the benefits, helping you make a decision on whether this is the right approach for your next purchase. Purchasing a home in a competitive
When you go through the mortgage process, there are many steps involved. As we have discussed in previous blog articles, you’ll need to complete steps such as pre-qualification and pre-approval. But there is also a
There are many assets that you can use on your loan application, including restricted stock units. If you receive this compensation from an employer, it may be a good idea to apply these funds to
Some of the top homes in many of the best places to live are, unfortunately, in wildfire territory. In California and many other western states, as well as states in the midwest, southeast, and northeast,
The VA loan is one of the best mortgage options in the industry. While it’s only available to qualifying veterans, VA loan approval allows future homeowners to make the purchase with easier qualification requirements and
It might seem that getting a mortgage without a Social Security number (SSN) could be next to impossible. You may be a perfectly legal resident of the United States, but without a Social Security number,
For most mortgages, the income is the most important aspect of qualification and approval. The lender wants as much assurance as possible that your income reaches a certain level and that this income is likely
In a competitive real estate market, bidding wars are common. As a seller, this seems like the perfect chance to drive up the purchase price for your home and squeeze every dollar from buyers. But
Forbearances are declining. What could this mean for future homebuyers? The United States, at least economically, appears to be steadily returning to a state of normal. Yes, COVID-19 cases continue to increase in many areas,
Mortgage research is an important part of the overall buying process. But where is the information, and what should you look for? This article hopes to guide you in the right direction. An informed decision
Cross collateral loans are used by many investors and property buyers, increasing their chances of loan approval while enhancing the terms. They come with inherent risks, but “cross collateralization” also has many benefits. They may
Chad Baker
Originating Branch Manager
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