There are many assets that you can use on your loan application, including restricted stock units. If you receive this compensation from an employer, it may be a good idea to apply these funds to your loan.
Using Restricted Stock…
Some of the top homes in many of the best places to live are, unfortunately, in wildfire territory. In California and many other western states, as well as states in the midwest, southeast, and northeast, (basically anywhere in the United States) wildfires…
The VA loan is one of the best mortgage options in the industry. While it’s only available to qualifying veterans, VA loan approval allows future homeowners to make the purchase with easier qualification requirements and a low downpayment. Compared to other loans,…
If you don’t have a Social Security number, it might seem that getting a home loan could be next to impossible. You may be a perfectly legal resident of the United States, but without a Social Security number, many of the most…
For most mortgages, the income is the most important aspect of qualification and approval. The lender wants as much assurance as possible that your income reaches a certain level and that this income is likely to be maintained. Seems obvious, right? …
In a competitive real estate market, bidding wars are common. As a seller, this seems like the perfect chance to drive up the purchase price for your home and squeeze every dollar from buyers.
But you need to be careful.…
Forbearances are declining. What could this mean for future homebuyers?
The United States, at least economically, appears to be steadily returning to a state of normal.
Yes, COVID-19 cases continue to increase in many areas, causing new restrictions on gatherings by…
Mortgage research is an important part of the overall buying process. But where is the information, and what should you look for? This article hopes to guide you in the right direction.
An informed decision is a better decision. …
Cross collateral loans are used by many investors and property buyers, increasing their chances of loan approval while enhancing the terms. They come with inherent risks, but "cross collateralization" also has many benefits.
They may not be for all property…
Commercial real estate loans can improve and enhance your business.
The majority of mortgage loans are made to individuals and couples purchasing their personal residence. Most people understand these loans, or at least have a general picture for how they operate…
If you are a “Dreamer,” one of the hundreds of thousands who have benefited from the Deferred Action for Childhood Arrivals policy, you may assume that getting a home loan would be a challenge. After all, you are not an official…